Windshield Chip & Crack Repair Prices: 2026 Complete Guide
Windshield chip repair costs $60–$100 without insurance. Most drivers in Arizona and Colorado pay $0 — state law requires insurers to offer zero-deductible glass coverage. Repairs take 20–30 minutes and can be done at your location. Chips smaller than a quarter and cracks under six inches are typically repairable. Call (480) 712-7465 (Phoenix) or (720) 918-7465 (Denver) for a free coverage check.
Check If You Pay $0
Most AZ and CO drivers pay nothing. We verify in 2 minutes.
Windshield Repair Prices by Damage Type
Prices vary by damage type and size. Most drivers with comprehensive auto insurance in Arizona or Colorado pay $0 — state law in both states requires insurers to offer zero-deductible glass coverage.
| Damage Type | Cash Price | With Insurance |
|---|---|---|
| Single chip (< quarter size) | $60–$80 | $0 |
| Multiple chips (2–3) | $80–$120 | $0 |
| Short crack (< 3 inches) | $75–$100 | $0 |
| Long crack (3–6 inches) | $90–$120 | $0 |
| Complex break (bull's-eye, star) | $70–$100 | $0 |
Prices are estimates for the Phoenix, AZ and Denver, CO markets. Actual cost depends on damage severity and insurance policy.
Should You Repair or Replace Your Windshield?
Not every chip or crack needs a full windshield replacement. Most small chips can be repaired in under 30 minutes, restoring structural integrity and saving you hundreds of dollars. Here is how to tell the difference:
Repair Is Likely
- +Chip is smaller than a quarter (about 1 inch across)
- +Crack is shorter than 6 inches
- +Damage is not directly in the driver's line of sight
- +You have 1 to 3 chips total
- +Damage happened recently (less contamination)
Replacement Needed
- -Crack is longer than 6 inches
- -Spider web or branching cracks are present
- -Damage is in the driver's direct line of sight
- -Crack runs from edge to edge
- -More than 3 separate chips or cracks
Not sure? Send us a photo at (480) 712-7465 (Phoenix) or (720) 918-7465 (Denver) and we will tell you within minutes whether your damage can be repaired or needs a replacement. The assessment is always free.
How Windshield Chip Repair Works
Professional chip repair uses a resin injection process that fills and seals the damage, preventing it from spreading and restoring your windshield's structural strength. The entire process takes about 20 to 30 minutes.
Clean and Prep
The damaged area is cleaned thoroughly. Any loose glass fragments are removed, and the chip is dried to ensure a strong bond with the repair resin.
Vacuum Air and Moisture
A specialized vacuum tool is placed over the chip to extract trapped air and moisture from the fracture lines. This is critical -- air pockets weaken the repair.
Inject Clear Resin
Optically-clear repair resin is injected under controlled pressure, flowing into every fracture line and crack extending from the impact point. The resin fills the entire damaged area.
UV Cure and Harden
Ultraviolet light is applied to cure the resin, bonding it permanently to the surrounding glass. Once cured, the resin is as hard as the original windshield.
Polish and Inspect
The repair surface is polished flush with the windshield, restoring optical clarity. The finished repair is nearly invisible and restores 90 to 95 percent of the original structural integrity.
Result: Your chip stops spreading, your windshield passes vehicle inspection, and you can drive immediately.
Get Your $0 Repair — Takes 2 Minutes
Select your carrier and we will confirm your coverage instantly.
Check If You Pay $0
Most AZ and CO drivers pay nothing. We verify in 2 minutes.
Chip Repair Insurance Coverage in Arizona and Colorado
Both Arizona and Colorado have strong glass coverage laws, and most drivers in these states are eligible for completely free chip repair without even knowing it.
Arizona Zero-Deductible Glass Coverage
Arizona requires auto insurance companies to offer zero-deductible comprehensive glass coverage (ARS 20-263). Most policies include chip repair at no cost even without an optional glass add-on, because it is far cheaper for insurers to pay for a $60 repair than a $500 replacement.
Colorado Glass Coverage
Colorado also has favorable glass coverage laws. Drivers with comprehensive auto insurance in Colorado are typically covered for chip repair at little or no cost. Like Arizona, Colorado insurers generally waive deductibles for chip repair because prevention saves them money on replacements.
Filing a Chip Repair Claim Will Not Raise Your Rates
Chip repair is filed as a comprehensive claim, not an at-fault collision claim. Comprehensive claims (glass, hail, theft, animal strikes) do not count against your driving record and will not increase your premium. There is no downside to using your coverage.
We Verify Your Coverage Before You Commit
Call us and we will check your coverage on the spot. We work directly with your insurance company so you never have to deal with claims paperwork. If your repair is covered at $0, you pay nothing. If there is any cost, we tell you before we start.
Mobile Chip Repair: We Come to You in Phoenix and Denver
Our mobile chip repair service comes to your home, office, or any location across the Phoenix and Denver metro areas so you do not have to risk further damage driving to a shop.
Any Location
Home, work, gym, parking lot -- wherever your car is parked in Phoenix or Denver
20-30 Minutes
Done during your lunch break or while you are in a meeting
Same Equipment
Identical professional-grade tools as an in-shop repair
Same-Day Available
Call by noon, repaired by end of day, 7 days a week
Do Not Let That Chip Become a Crack
A 20-minute repair today saves you hundreds on a replacement next month. Serving the Phoenix, AZ and Denver, CO metro areas.