Does insurance cover windshield chip repair?
Yes, comprehensive insurance often covers windshield chip repair. Many carriers waive the deductible because repairing a chip costs much less than replacing the windshield.
Updated June 2026
Glass damage is generally handled under comprehensive coverage. If you have comprehensive and glass coverage, chip repair is commonly covered at $0 out of pocket.
Arizona and Colorado are especially favorable markets for glass coverage. Many drivers in those states can repair chips without paying a deductible.
Coverage depends on your specific policy, so the best path is to verify before the repair starts.